For your every day banking, you need simple options that work for your life. That's why we've designed straightforward account choices and sensible solutions for money management. So whether you're after a simple bank account or some advice on how to balance your chequebook, we've got what you need at Raymore Credit Union.



Everyday Banking

Managing your money isn't just about writing cheques and making deposits. It also includes debit transactions, bill payments and building a rainy day fund. The right account needs to fit your style, we've got the account that will work for your life and your budget!

We offer straightforward chequing and savings accounts that you can easily customize to fit your daily needs. Learn more about our:

Collabria MasterCard®

Mastercards® put purchasing power in your pocket. Use it for yourself or your business, we have the credit card to meet your needs.

Check out our exciting NEW line of Collabria MasterCard Products.  You can apply online or contact us and we can help you pick the card that's right for you!

Money Management

At Raymore Credit Union, we understand where your paycheque goes - to your mortgage, your bills, your car payments and your family. We know you're responsible with your money and how badly you want to get ahead. Believe it or not, we really can help. We can customize a financial plan that makes it simple to:

The way we look at it, managing your money isn't about denying yourself the things you want today. It's about finding a balance between living in the moment and planning for the future.




Ways to Bank

We make it easy to access your money when, where and how it fits your life with flexible service options. You can:

  • go to any of our branches to get friendly, professional service.
  • choose the self-serve options at our ATM (Raymore Branch) 
  • drop your deposits into the Night Deposit slot (located beside ATM in Raymore Branch) During these circumstances, our Night Deposit is being checked very regularly during the day 
  • get free cash withdrawals with your MEMBER CARD® Debit Card at any Credit Union ATM nation-wide
  • use MemberDirect online to view your accounts, pay bills, transfer money, etc.
  • or for smartphone users try our free MobileWeb service on your internet browser or download our Mobile App from your App store.  Access on the go has gotten even easier!







INTERAC e-Transfer

Transferring money can now be done quickly and securely with INTERAC† e-Transfer. All you need is your recipient’s email address or mobile phone number to send money in just a few quick and easy steps. If you have never used INTERAC† e-Transfer before, give us a call and we will help you set it up!

*New* Autodeposit: This feature allows you to have money sent via Interac e-Transfer automatically deposited directly into your bank account, without having to answer a security question. For senders, there is added convenience of not needing to convey security answers, while continuing to have the security of knowing who is receiving the funds, prior to sending. 

*New* Request Money:  Easily request money you are owed with the Interac e-Transfer Request Money feature. When you send a request for money, the recipient is notified instantly and can accept the request. If accepted, the requested amount will be automatically deposited into your account and you will be notified when funds are available.

Direct Alerts

Guard against account fraud! Raymore Credit Union Alerts will let you know when important changes have been made to your information in Online Banking. These alerts add additional protection to allow you to identify and report potential fraudulent activity as soon as it happens.

You will be notified when:

  • A new bill payee is added to your list of vendors.
  • Your Personal Access Code (PAC) is changed via Online Banking.
  • If you are locked out of Online Banking via Increased Authentication after 3 attempts to log in.
  • Login Alert
  • INTERAC e-Transfer New Recipient Added Alerts

These alerts can be sent as a text message to your mobile device, as an email to your email address or both. You can sign up to receive Alerts through Online Banking or your Mobile App!

Deposit Anywhere™

 Deposit Anywhere™ allows you to deposit cheques on the go –

 From anywhere, at any time!

Deposit Anywhere™ is a new feature on our mobile app which allows you to quickly and securely deposit Canadian cheques using your iPhone or Android.

It's convenient, easy and safe. Simply use your smartphone to take a picture of both sides of your cheque and deposit it directly into your account. Save yourself a trip to the branch or ATM - deposit cheques from wherever you like, day or night!


RCU Mobile App

Easy, Instant & Secure! 

Deposit, view account activity, transfer, pay bills, manage your Alerts & e-Transfers all at the tip of your fingers.

Now you can take us with you, anywhere you go!

Member Debit Cards - INTERAC Flash®

Member Debit Cards:
Our Raymore Credit Union Member Card is a helpful tool to manage your money.  Make purchases at merchant terminals that display an INTERAC symbol. 

Our cards use Interac Flash®, a fast and convenient way to pay for everyday purchases at the point-of-sale. It saves time without the need to insert card and enter your PIN. The funds are debited directly out of your account. Interac Flash® is trusted and secure.  It comes with Interac Zero Liability Policy, which means you will receive 100% reimbursement of funds for lost and stolen cards. Interac Flash® is built using the highest security available for contactless payments protecting you from electronic pick-pocket attacks.  There is a $100 limit per Interac Flash® purchase and a cumulative dailiy spending limit of $200. Once the limit is reached, the cardholder will be asked to insert their card and enter their PIN to complete the transaction. This further protects the cardholder if the card is lost or stolen.

With Interac Flash® instead of cash, you are ready with the exact change every time!

For lost or stolen debit cards please call 1-888-277-1043


To ensure you do not experience any card disruptions, please contact us PRIOR to travelling to any of the below locationsWe may have to make changes on your MemberCard® debit card to make sure you do not experience any card disruptions. 

If you’re experiencing disruptions while in one of the below locations, please call us Toll Free at 1-866-612-2300 for more information.  Mastercard® credit card and GLOBAL PAYMENT™ Mastercard credit cards are not affected by this disruption and those transactions will be processed as usual.

Travel Destinations:

  • Arizona
  • California
  • Colorado
  • Iowa
  • Illinois
  • India
  • Nebraska

Now you can lock or block your credit union debit card, anytime, anywhere!

Lock’N’Block® is a new card block service that is quick, easy and convenient.  Whether your card has been lost or stolen, you can rely on Lock’N’Block® to protect you from fraud with the simple click of a button. It allows you to lock your Interac Flash debit card through your mobile app, mobile web or MemberDirect® online banking and ‘block’ any unauthorized or unwanted use.


The FAT CAT® Account

The FAT CAT® Account is designed for kids ages 11 and under. 


  • FREE $5 Membership®
  • Tour of our Credit Union
  • FAT CAT Birthday Card on your Birthday! 
  • Invitation to FAT CAT's Annual Party

** Sign up today & get your FAT CAT Account Surprise Bag! **

® FAT CAT and FAT CAT & CAT Design are registered certification marks owned by Canadian Credit Union Association, used under license.


Smart Start - Youth Account

Smart Start Account is designed for youth ages 12 - 18 years. 


  • Swag Bag
  • Free $5 Membership®
  • Refer a Friend Incentive - tell a friend(s) about Smart Start account & if they set up an account you will receive a $10 gift certificate!)

*Existing Smart Start account holders - stop by our branch to pick up your Swag Bag!


Enhanced PAC

We want to ensure that your Online and Mobile Banking are as safe as possible. The Enhanced PAC on MemberDirect provides higher banking security and is designed to give you more flexibility by customizing a strong and reliable Personal Access Code (PAC) to keep your accounts safe.

Enhanced PAC is HERE!

Upon your login to Online Banking or our Mobile App, you will be prompted to change your PAC to a stronger PAC that must meet these minimum requirements:

·        At least 8 characters minimum and up to 30 characters maximum

·        At least one uppercase letter

·        At least one lowercase letter

·        At least one number

·        No spaces

·        You can use the following special characters @ # $ - ! |

 Please note: The last 10 passwords you have used cannot be used again** 

Give us a call for any questions! 306.746.2160