Home Ownership

Home ownership is a pretty big deal for most of us. It's also a pretty big investment. Whether it's a first home, an upgrade, downsize or major renovation, there's a lot to think about. At Raymore Credit Union, we can help make sense of it all. We'll do more than just give you a mortgage. We'll help you develop a financial strategy that will make it possible to achieve homeownership - and other life goals - a little faster.



First Home

Buying your first home is one of life's biggest milestones. We're here to help make getting there as smooth as possible. From preapproval to the day you take possession of your new home, we make an overwhelming process a lot more comfortable. Whether you're ready to buy today or want to know what you need to do to become a homeowner in the future, come to Raymore Credit Union. We'll make you feel right at home.

Buying your first home is exciting. We want to help you enjoy it. That's why we offer:


One of the best things about being a homeowner is accumulating equity. You can use that equity to help you achieve other goals, like financing big purchases and life events or consolidating debt. At Raymore Credit Union, we offer refinancing options that get your hard-earned equity working for you like you need it to.

We can help you with:


There are lots of great reasons to renovate your home. You might need to make room for a growing family, make your home more energy efficient, increase the resale value of your home or finally update your seriously out of date kitchen. We offer great interest rates and a really smart way to add even more equity into your home.  

In addition to refinancing your mortgage, we can help you with:


Renewing your mortgage is the ideal time to take stock of what you really need your mortgage to do for you. What was working for you a few years ago might not be the right product for you today. Not only can we help you choose the terms that fit you best, we can show you how to save money and own your home faster. 

We can help you with:

Investment Property

Whether you're considering becoming a landlord or would like to invest in a vacation home, we have options to help you make it happen. Whatever your real estate investment goals might be, we can help you find the mortgage that fits and helps you maximize your investment.

We can help you with:

Move Your Mortgage

If you're ready for a new mortgage or a new kind of financial partner, consider Raymore Credit Union. We make all of our decisions locally and treat you like one of our neighbours. We also offer competitive rates, great products and make the process completely hassle-free, including taking care of all the paperwork for you. Moving your mortgage to a financial partner like Raymore Credit Union who is truly in your corner has never been easier.

We can help you with:


Insuring your home protects both your investment and your family. If you have an accident, become critically ill or much worse, our mortgage insurance products, offered through our partner insurance agencies, will shelter you from financial loss. If life throws you painful curveballs, the last thing you'll want to worry about is how you'll pay your mortgage. Learn more about our mortgage life and disability insurance protection below.

1.99% Residential Mortgage

We're not just a great rate!  We've got great service too!
We'll set up your mortgage when and where it is convenient for you!
PLUS, you'll learn all about mortgage options.

Give us a call at 1-866-612-2300 or email info@raymorecu.com to take advantage of this great mortgage rate today!

Meet our Lending Staff


Mortgage Rate available on new residential purchases and mortgage transfers only. Promotional interest rate of 1.99% in effect for first 12 months. 3 year or 5 year fixed terms available. Additional terms and conditions apply. *The Annual Percentage Rate is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application process, any fee(s) would increase the APR. Fixed Term Rates subject to change without notice.