Privacy Philosophy and Code

Your credit union Board of Directors has adopted the Credit Union Code for the Protection of Personal Information, established related Policies and Procedures and appointed a Privacy Officer. At Raymore Credit Union, our employees understand the importance of the policies and procedures and follow them carefully. The Raymore Credit Union adheres to these 10 Principles for the Protection of Personal Information: 1. Accountability We have designated a Privacy Officer who is accountable for our compliance with the principles of the Code. 2. Identifying Purposes When we ask you for personal information, we will identify the purposes for which it will be used or disclosed. 3. Consent We require your knowledge and express or complied consent for the collection, use or disclosure of personal information. 4. Limiting Collection The collection of personal information is limited to the purposes we have identified for you. 5. Limiting Use, Disclosure, and Retention We will use or disclose your personal information only with your express or implied consent, or as required by law. We will retain your information for only as long as is necessary to fulfill identified purposes. 6. Accuracy We will keep your information accurate, complete and up-to-date as is necessary for the purposes for which it is to be used. 7. Safeguards We will protect your personal information with appropriate security safeguards. 8. Openness We will make specific, understandable information readily available to you about our personal information policies and practices. 9. Individual Access When you request it, we will give you access to your personal information, how we use it and who we disclose it to. You are entitled to question its accuracy, its completeness and its uses. 10. Challenging Compliance You are entitled to question the Privacy Officer about our compliance with any of these principles. Raymore Credit Union website privacy policy On our website, we collect only personal information that is required to improve the services we offer, to improve our site content and, with your permission, to contact you with information about our services. We will not share any personal information obtained on this web site with any other organization without your express knowledge and consent. You can visit all public areas of our site without providing any personal information. Our site collects only non-personal information based on a visitor's Internet Protocol (IP) address (this is not personally identifiable). Information collected includes the date and time of visit, the type of Internet browser used to access the site, the referring address (the link a visitor uses to access the site). This data is used to create statistics on site usage and improve online services. If you send us an e-mail, any information provided by you will be used only for the purposes of responding to your inquiry or acting on your request. We will not use your name or e-mail address for any other purposes without additional consent. Our web site contains links to other web sites that are part of, affiliated with, or have a business relationship with Raymore Credit Union. When you leave our site to visit one of these other sites, the only information transferred to the new site is the fact that you came from the Raymore Credit Union web site (www.raymorecu.com). Transmission of this referring address allows other sites to monitor their own web traffic, but does not disclose any personal information about you.