RRSP Loans

Taking out a loan to start, top up or maximize your RRSP contributions is not just convenient, it's smart. An RRSP loan is a ‘good debt' that not only gives you a break on income taxes, it also increases your wealth and bolsters your long-term financial growth. It's also really effective in helping you stick to your savings goals. We offer two different types of RRSP Loans.

Our RRSP loan features:

  • variable and fixed rates as low as prime
  • flexible terms up to 10 years
  • flexible repayment options
  • optional insurance protection
  • a smart way to maximize your contribution room
  • help you take advantage of unused carry-forward amounts

If you're not sure which type of RRSP loan is right for you, our investment team can help.  All you need to do is ask. Contact us for more information or to book an appointment.