Chequing Accounts (incl. US)

Customize the Maximizer or Non-Interest Chequing accounts with one of our service plans to fit your daily banking needs. 

Personal Chequing ACCOUNTS
MAXIMIZER® Account

This daily interest account combines chequing and savings, making it easy to do your day-to-day banking. It offers:

  • tiered daily interest
  • interest paid monthly
  • free deposits
  • monthly statements

Non-Interest Chequing
This no-frills account won't earn you any interest, but it's ideal for basic, day-to-day banking. It offers:

  • free deposits
  • monthly statements

U.S. Chequing Accounts 
A daily interest chequing account.  Debit cards and MemberDirect internet banknig are not available.

 

Personal Chequing PLANS
Each person must have at least one plan, and every chequing account must have a plan.  Regular transaction fees apply when over plan transaction limits.

  • Basic Plan - $4.00/month = 8 self-service transactions & 2 full service transactions
  • Master Plan - $14.00/month = 40 self-service transactions & 5 full service transactions
  • Super Plan - $20.00/month = 60 self-service transactions & 5 full service transactions
  • Unlimited Plan - $27.00/month = Unlimited self and full service transactions
  • E-25 Plan - $7.00/month = 25 monthly electronic transactions, $2.00 per non-electronic transaction
  • E-Unlimited Plan - $14.00/month = Unlimited electronic transactions, $2.00 per non-electronic transaction
  • Heritage Plan - 65+
  • Youth Plan - Smart Start 12 - 18 yrs.
  • Youth Plan - FAT CAT 11 & under

 

Transaction Fees

Self Service Transactions 

  • MEMBER CARD, internet banking, automated transfer, electronic debit & Credit Union ATM debit $0.70
  • Cheque transaction $1.00
Full Service Transactions
  • Cash withdrawal/in branch transfer $1.00
  • Bill Payments $2.00
All Credit Union ATM's are FREE of Charge
Non Credit Union ATM transactions (Not included in FREE transactions)     $3.00

 

Need help choosing the right plan?  Book an appointment with one of our Member Service specialists!