Personal

Committed to achieving your financial goals & dreams

People like Raymore Credit Union because we are different.  Not only are we committed to achieving your financial goals & dreams, we know our members on a personal level.  Knowing our members on a first name basis makes banking easy for you!  We’ve created simple & sensible account options that can be easily customized to fit your life and your budget!

Chequings

Chequing accounts to complement your daily banking needs.  We are happy to customize an account that’s best for you!

​Maximizer® Account

This daily interest account combines chequing and savings, making it easy to do your day-to-day banking. It offers:

  • tiered daily interest
  • interest paid monthly
  • free deposits
  • monthly statements

​Non-interest Chequing

This no-frills account won't earn you any interest, but it's ideal for basic, day-to-day banking. It offers:

  • free deposits
  • monthly statements

​U.S. Chequing Accounts

A daily interest chequing account.  Debit cards and MemberDirect internet banknig are not available.

​Personal Chequing Plans

Each person must have at least one plan, and every chequing account must have a plan.

Regular transaction fees apply when over plan transaction limits.

Basic Plan ($4.00/month)
- 8 self-service transactions (max 5 e-transfers) & 2 full service transactions

Master Plan ($14.00/month)
- 40 self-service transactions (max 20 e-transfers) & 5 full service transactions

Super Plan ($20.00/month)
- 60 self-service transactions (max 30 e-transfers) & 5 full service transactions

Unlimited Plan ($27.00/month)
- Unlimited self and full service transactionso   40 e-transfers

E-25 Plan ($7.00/month)
- 25 monthly electronic transactions (max 20 e-transfers) & $2.00 per non-electronic transaction

E-Unlimited Plan ($14.00/month)
- Unlimited electronic transactions (max 40 e-transfers) & $2.00 per non-electronic transaction

Heritage Plan - 65+

Youth Plan - Smart Start 12 - 18 yrs.

Youth Plan - FAT CAT 11 & under

​Transaction Fees

Self Service Transactions 

MEMBER CARD, internet banking (bill payments, transfers & e-transfers), automated transfer, electronic debit & Credit Union ATM debit $0.70

Cheque transaction $1.00

Full Service Transactions, Cash withdrawal/in branch transfer $1.00

Bill Payments $2.00

Non Credit Union ATM transactions (Not included in FREE transactions)     $3.00

All Credit Union ATM's are FREE of Charge! (Check for the Ding Free icon) 

Savings

Savings goals are different for everyone.  Let’s get yours started today!

​PLAN 24® Savings Account

This daily interest savings account features free deposits and service charge packages to suit your needs. It offers:

  • interest paid monthly and calculated on daily closing balance-free deposits
  • 'pay as you go' flexibility if you have a service plan attached to your chequing account 

NOTE: If you don't have a chequing account and service plan with us already, you will need to pair your PLAN 24 Savings with one of our monthly plans.

​CUSAVE® Premium Investment Account

This self-serve investment account offers convenience, flexibility and great interest rates, especially for balances over $5000. It is designed as a self-service investment account to be used in combination with one of your Raymore Credit Union accounts. It offers: 

  • premium rate for balances over $5000 (otherwise PLAN 24 account interest rate if your balance is less than $5000)
  • 2 free debit transactions every month (each additional transaction is $5)
  • monthly statements 
  • free deposits
  • no minimum balance or deposit required

​Savings PLANS

Customize the PLAN 24 account above with one of our service plans. Each person must have at least one plan, and every chequing account must have a plan.  Regular transaction fees apply when over plan transaction limits.

Pay As You Go
A secondary account option to accompany the package of your choice (attached to a Plan 24 account)

Master Plan ($14.00/month)
40 self-service transactions (max 20 e-transfers) & 5 full service transactions

Super Plan ($20.00/month)
60 self-service transactions (max 30 e-transfers) & 5 full service transactions

Unlimited Plan ($27.00/month)
Unlimited self and full service transactions (max 40 e-transfers)

FAT CAT (Youth Plan) - 11 yrs & under 
20 free self-service transactions
2 free full service transactions

Smart Start 12 - 18 yrs.
20 free self-service transactions
2 free full service transactions

Student Choice
Free transactions & loan fees
​30 e-transfers

​Transaction Fees

Self Service Transactions

  • MEMBER CARD, internet banking (bill payments, transfers & e-transfers), automated transfer, electronic debit & Credit Union ATM debit $0.70
  • Cheque transaction $1.00

Full Service Transactions

  • Cash withdrawal/in branch transfer $1.00
  • Bill Payments $2.00

All Credit Union ATM's are FREE of Charge

Non Credit Union ATM transactions (Not included in FREE transactions)     $3.00

Credit Cards

Our Raymore Credit Union Collabria MasterCard is ready to put purchasing power in your pocket!  Personal, travel or business, we have the perfect card to satisfy your needs.  Login to your Collabria with 'My Card Info' to view your card purchaes, e-statement, make payments & much more! 

Apply online today or contact us and we can choose a card that’s right for you!  

  • Collabria Personal Cards
  • Collabria Business Cards 
  • FlexRewards Points
  • FlexRewards Catalogue 
  • My Card Info Login

Apple Pay

Apple Pay is an easy, secure and fun way to pay– add it to your phone’s wallet today, and leave your old wallet at home!  Apple Pay FAQs.pdf

Youth

These accounts are custom-made for youth ages 11 & under! Our youth accounts are fun, free and easy to use!

Youth
​FAT CAT® Account

We have the puuurfect account for kids! Our FAT CAT® Account is designed for kids ages 11 & under.

®FAT CAT and FAT CAT Design are registered certification marks owned by Canadian Credit Union Association, used under license. 


  • Surprise Bag
  • Free $5 Membership
  • Tour of our Credit Union (if you wish!)
  • FAT CAT Birthday Card on your Birthday!
  • Free Service Charges
  • Fun FAT CAT events

Youth
Smart Start Account

Designed for youth ages 12 – 18 years.


  • Swag Bag
  • Free $5 Membership
  • Refer a friend incentive – tell your friend(s) about our Smart Start account & you’ll get a $10 gift card when they sign up!
  • Free Service Charges