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Personal

Committed to achieving your financial goals & dreams

People like Raymore Credit Union because we are different.  Not only are we committed to achieving your financial goals & dreams, we know our members on a personal level.  Knowing our members on a first name basis makes banking easy for you!  We’ve created simple & sensible account options that can be easily customized to fit your life and your budget!

Chequings

Chequing accounts to complement your daily banking needs.  We are happy to customize an account that’s best for you!

This daily interest account combines chequing and savings, making it easy to do your day-to-day banking. It offers:

  • tiered daily interest
  • interest paid monthly
  • free deposits
  • monthly statements

This no-frills account won't earn you any interest, but it's ideal for basic, day-to-day banking. It offers:

  • free deposits
  • monthly statements

A daily interest chequing account.  Debit cards and MemberDirect internet banknig are not available.

Each person must have at least one plan, and every chequing account must have a plan.

Regular transaction fees apply when over plan transaction limits.

Basic Plan ($4.00/month)
- 8 self-service transactions (max 5 e-transfers) & 2 full service transactions

Master Plan ($14.00/month)
- 40 self-service transactions (max 20 e-transfers) & 5 full service transactions

Super Plan ($20.00/month)
- 60 self-service transactions (max 30 e-transfers) & 5 full service transactions

Unlimited Plan ($27.00/month)
- Unlimited self and full service transactionso   40 e-transfers

E-25 Plan ($7.00/month)
- 25 monthly electronic transactions (max 20 e-transfers) & $2.00 per non-electronic transaction

E-Unlimited Plan ($14.00/month)
- Unlimited electronic transactions (max 40 e-transfers) & $2.00 per non-electronic transaction

Heritage Plan - 65+

Youth Plan - Smart Start 12 - 18 yrs.

Youth Plan - FAT CAT 11 & under

Self Service Transactions 

MEMBER CARD, internet banking (bill payments, transfers & e-transfers), automated transfer, electronic debit & Credit Union ATM debit $0.70

Cheque transaction $1.00

Full Service Transactions, Cash withdrawal/in branch transfer $1.00

Bill Payments $2.00

Non Credit Union ATM transactions (Not included in FREE transactions)     $3.00

All Credit Union ATM's are FREE of Charge! (Check for the Ding Free icon) 

 
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Savings

Savings goals are different for everyone.  Let’s get yours started today!

This daily interest savings account features free deposits and service charge packages to suit your needs. It offers:

  • interest paid monthly and calculated on daily closing balance-free deposits
  • 'pay as you go' flexibility if you have a service plan attached to your chequing account 

NOTE: If you don't have a chequing account and service plan with us already, you will need to pair your PLAN 24 Savings with one of our monthly plans.

This self-serve investment account offers convenience, flexibility and great interest rates, especially for balances over $5000. It is designed as a self-service investment account to be used in combination with one of your Raymore Credit Union accounts. It offers: 

  • premium rate for balances over $5000 (otherwise PLAN 24 account interest rate if your balance is less than $5000)
  • 2 free debit transactions every month (each additional transaction is $5)
  • monthly statements 
  • free deposits
  • no minimum balance or deposit required

Customize the PLAN 24 account above with one of our service plans. Each person must have at least one plan, and every chequing account must have a plan.  Regular transaction fees apply when over plan transaction limits.

Pay As You Go
A secondary account option to accompany the package of your choice (attached to a Plan 24 account)

Master Plan ($14.00/month)
40 self-service transactions (max 20 e-transfers) & 5 full service transactions

Super Plan ($20.00/month)
60 self-service transactions (max 30 e-transfers) & 5 full service transactions

Unlimited Plan ($27.00/month)
Unlimited self and full service transactions (max 40 e-transfers)

FAT CAT (Youth Plan) - 11 yrs & under 
20 free self-service transactions
2 free full service transactions

Smart Start 12 - 18 yrs.
20 free self-service transactions
2 free full service transactions

STUDENTCHOICE
Free transactions & loan fees
​30 e-transfers

Self Service Transactions

  • MEMBER CARD, internet banking (bill payments, transfers & e-transfers), automated transfer, electronic debit & Credit Union ATM debit $0.70
  • Cheque transaction $1.00

Full Service Transactions

  • Cash withdrawal/in branch transfer $1.00
  • Bill Payments $2.00

All Credit Union ATM's are FREE of Charge

Non Credit Union ATM transactions (Not included in FREE transactions)     $3.00

Mobile Wallet

Apple, Samsung & Google Pay are now available for your RCU MemberCard Debit Card! Add your MemberCard to your mobile wallet today & leave your wallet at home. Open your Mobile Wallet, click + (add new card), add new debit card & follow the few steps to have your card added to your wallet.

If you experience issues with this process please give us a call at 306.746.2160
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Apple Pay

Apple Pay is an easy, secure and fun way to pay– add it to your phone’s wallet today, and leave your old wallet at home!  Apple Pay is available for your Collabria Credit Card. 

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Learn more
 

International Transfers

A convenient, low-cost exchange solution through online banking that enables you to send money internationally from anywhere, at any time.

Benefits: 

  • Convenient - you can send an international transfer anytime, anywhere through online banking
  • Easy to use - you can send international transfers yourself & the recipient information is saved under your account for future use
  • Low cost - lower cost than sending a wire transfer 
  • It's safe - your online banking is password protected & your money is sent with 256-bit encryption, integrated automated identity verification as well as anti-money laundering procedures to ensure your money arrives successfully at it’s destination, safely.  
  • Fast online delivery - next day delivery in North Amerisa, and within 2 business days globally
  • Guaranteed transfer amount - what's sent is what your recipient will receive ​
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Learn how to send an International Transfer:

 
 

Youth Accounts

FAT CAT Account   ~   Smart Start Account   ~   StudentChoice Account

These accounts are custom-made for all ages of our youth.  From babies to students, we have an account for every stage of life! Our youth accounts are fun, free and easy to use!

 

Youth
​FAT CAT® Account

We have the puuurfect account for kids! Our FAT CAT® Account is designed for kids ages 11 & under.

®FAT CAT and FAT CAT Design are registered certification marks owned by Canadian Credit Union Association, used under license. 

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FAT CAT Account Features 

  • Surprise Bag
  • Free $5 Membership
  • Tour of our Credit Union (if you wish!)
  • FAT CAT Birthday Card on your Birthday!
  • Free Service Charges
  • Fun FAT CAT events
Learn more

Youth
Smart Start Account

Designed for youth ages 12 - 18 years.

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Smart Start Account  Features:

  • Swag Bag
  • Free $5 Membership
  • Refer a friend incentive – tell your friend(s) about our Smart Start account & you’ll get a $10 gift card when they sign up!
  • Free Service Charges
Learn More
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StudentChoice

Account 

The Ultimate package for post-secondary students.

STUDENT CHOICE Account & Loan Features: 

  • FREE transactions, statements & deposits
  • FREE loan application
  • interest rates as low as prime
  • borrow $15,000 per year to a max $60,000
  • no age restrictions for single ownership account
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Cash Back Mastercard Features: 

  • no annual fee
  • earn rewards! (2 pts for $1 spent on gas, 1 pt for $1 spent on entertainment & .5 pt on all other purchases) 
  • pay with Apple Pay
  • build a great credit rating with a low limit 
  • other card benefits: purchase protection, extended warranty & mobile device coverage
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Learn more
 

Get in touch with us today!

Raymore Branch: 306.746.2160
Dysart Branch: 306.432.2211
Toll Free: 1.866.612.2300
Email: info@raymorecu.com

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